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🔥 Limited Time: Exclusive Bonus Commission for ISOs Who Sign Up This Month · Spots Filling Fast — Apply Now
⚡ Exclusive ISO Partner Program · 2026

Your merchants are being
locked in by Square
& Toast.
Time to fight back.

Funderial is the direct funder and credit card split processor built exclusively for ISOs. Add business funding to your portfolio — and give your merchants a reason to never leave.

$7B+
Square funded $7 billion+ in merchant cash advances last year — locking merchants out of your book.
3–10×
Earn 3–10× your monthly residual on a single merchant by adding funding to your portfolio.
40%
40% of funded merchants never switch processors — that's the lock-in you need.
🎁 Bonus Commission This Month Only

Sign Up Today —
Start Locking In.

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This program is built for you

Who is this for?

If you're a credit card processing ISO or agent, this is your unfair advantage. Here's exactly who Funderial is built for:

Merchant Service Providers
(Credit Card Processing ISOs, etc.)
You sell merchant services and credit card processing to small businesses. You have a portfolio of merchants — and you need a way to retain them and earn more per account.
Hover to see processors we split with →
Processors we directly split with
MCA & Cash Advance Brokers
(ISO Brokers working with small business funding)
You broker merchant cash advances and work with small business funding. You want a direct funder who splits revenue with you and gives you more products to offer your clients.
Hover to see our funding products →
Our funding products
Credit Card Split Funding
Lockbox
ACH
Simple Process

Three steps to locking in your merchants.

Step 01
Sign Up as a Partner
Fill out the form and our team reaches out within 24 hours to get you set up with your referral portal.
Step 02
Refer Your Merchants
Submit merchants through your portal. We review processing history and get approvals in 24–48 hours.
Step 03
Fund, Retain & Earn
Merchant gets funded via credit card split. You earn referral income. They stay on your book — forever.
The Problem

Square & Toast are stealing your merchants — with capital.

It's not just POS anymore. Square, Toast, and Stripe have built merchant cash advance programs directly into their platforms. When a merchant gets funded by their processor, they don't leave. That's the lock-in you're up against.

Square Capital
$7B+
MCA originations in 2023
Square has funded 800,000+ small businesses. Every funded merchant is locked into Square's ecosystem — and off your book. They don't need to switch when their capital provider IS their processor.
🔒 Merchants locked in
Toast Capital
$1B+
Toast Capital originations since launch
Toast targets restaurants — one of the most lucrative ISO verticals. Embedded funding creates deep loyalty. A restaurant owner who got $50K from Toast isn't switching to your processing solution.
🔒 Restaurants locked in
40%
of funded merchants never switch processors — ever.
3×
higher retention when ISOs offer funding vs. those who don't.
$7B
in merchant capital deployed by your competitors last year.
The Solution

Add funding. Lock in your merchants.
Get paid up front.

Funderial is an award-winning direct funder and credit card split processor. We give ISOs the funding product that Square and Toast use to lock in merchants — so you can use it first.

💰 The Commission Opportunity
Get paid up front.
Not in drips.

Stop waiting months to earn on your merchants. When you refer a deal through Funderial, you earn a commission paid at funding — not spread across years of residuals.

$50,000 deal
ISO earns
↓
$6,000
at 12 points — paid at funding
vs
$100,000 deal
ISO earns
↓
$12,000
at 12 points — paid at funding

That's a lot of money — paid up front — on your residuals. One deal changes your month.

💰
Direct Funder — No Middleman
We are the funder. No broker fees, no delays. Fast approvals, split-payment repayment tied to daily card volume.
🔒
Lock In Your Merchants
Merchants funded by their ISO rarely switch processors. Give them capital — give them a reason to stay forever.
📈
Protect Your Residual Book
Every funded merchant is a retained merchant. Stop the bleed and build a compounding book of business.
⚡
Built Exclusively for ISOs
Dedicated partner support, co-branded materials, simple referral portal. We handle funding — you own the relationship.
🎁 Exclusive Bonus Commission — This Month Only

You’re ready to start referring merchants.

Your partner request has been received. Our team will contact you within 24 hours with onboarding details, portal access, and next steps for submitting your first merchant referral.

Contact Partner Support →

Have questions?
Reach out directly.

We're ISO veterans and funding experts. Built Funderial for people exactly like you. Let's talk.

✉️
Partner Inquiriespartners@funderial.net
✉️
Direct Emailaghya@funderial.com
📞
Main Line(872) 817-1537
📞
Direct Line(347) 767-3670